Payments on B-Stock Just Got A Major Upgrade
Select your payment method when placing a bid, and payment will be processed automatically if you win. It’s that easy.
Introducing the new payments experience: fewer manual steps and faster order fulfillment.
Win Listing
PAYMENT BEFORE
↓
Wait for Bid Won Email
Send payment manually
↓
↓
Order Marked as Paid
↓
Seller Ships Inventory
PAYMENTS NOW
Select payment method and shipping location at bid
↓
Win Listing
↓
Payment processes automatically and fulfillment starts sooner
How Payments Work on B-Stock
*The below applies only to our new buyer experience. Old payment processes still apply on our previous buyer experience and may vary by seller.
Your Payment Options at a Glance
Faster Checkout
Faster Fulfillment
Less Payment Friction
ACH
Direct bank transfer
Net Terms
30-day payment terms for qualified buyers
Credit Card
Wire Transfer
Manual, in-person way to transmit funds
Digital Payment
Fees
Automatic Processing
None
1.67% Convenience Fee
In-person required
Depending on your financial institution, fees may apply
2-4 business day processing
- Digital Payment - ✅
- Fees - None
- Automatic Processing - ✅
ACH
Direct bank transfer
- Digital Payment - ✅
- Fees - 1.67% Convenience Fee
- Automatic Processing - ✅
Net Terms
30-day payment terms for qualified buyers
Credit Card
- Digital Payment -
⛔ In-person required - Fees - Depending on your financial institution, fees may apply
- Automatic Processing - ⛔
2-4 business day processing
Wire Transfer
Manual, in-person way to transmit funds
*Important Note: If you select Net Terms and your order value is within your available credit, Net Terms will be charged. If your order value exceeds your Net Terms credit and you would like to use the split payment functionality with ACH, you must pay for your order during the 5 minute grace period. If you do not, your payment will fail. Please contact our customer support team with any questions.
1.What happens if I need to change my payment method?
You can change your payment within the 5-minute grace period after you submit your bid. After those 5 minutes and you win, your order will be processed.
Frequently Asked Questions
2. What do I do if my payment fails?
If your automatic payment fails, you'll receive an email notification. You'll have 48 hours to complete payment manually using a valid payment method.
3. Can I still pay by wire transfer?
Yes. However, wire transfer will need to be selected at bidding time. You cannot switch from wire payment to digital payment after submitting your bid.
4. Why do I need to select a payment method when bidding?
Selecting your payment method when placing a bid ensures your order can be processed quickly if you win.
5. Can I still use split payments?
Yes, you can use split payments, but only during the 5-minute grace period. During this time, you may go to pay for your order and select Net Terms to take advantage of split payments.
Need Help?
If you have any questions about setting up your payment methods or how the updated payment process works, please visit our FAQs or contact us.
Hear From Buyers Using Digital Payments
"It was gorgeous. B-Stock gave me $30,000 in credit, and I just immediately jumped on that and bought an appliance load"
– Trav Neumann, Wholesale Remarketing Co.
1. Add a digital payment method
Add ACH or Net Terms to your Buyer Profile so you’re ready to bid.
Not using Net Terms yet? Learn how to apply here.
💡
2. Place bids with confidence
When you place a bid, you’ll confirm that payment can be processed automatically if you win—no extra steps later.
3. Win & review
After you win a listing, you’ll have 5 minutes to review or update shipping address.
Once the 5-minute review window ends, your payment is processed automatically, and sellers can start fulfilling your order sooner.
4. Payment is processed automatically
Privacy Policy © 2026 B-Stock Solutions.